Budgeting that splits.

Snap a receipt and share it with the table. Each person taps the items they ordered, live, and the payer posts the totals. Your receipt photo never leaves your device. Receipt text is processed securely to itemize your bill.

A real bank transaction links straight to a group. $79.97 at Ticketmaster, $26.66 your share, done.

Spending by category, who paid what, and the trip over time. Tap any bar to open every transaction behind it.

Ask about the $24.60 cleaning supplies right on the expense. Context lives with the money, not in a separate chat.

Search people by name, email, or a username you create yourself. Joining is always free.

Every category shows budget, spent, and what is left, down to the transaction. Unspent money can roll into next month.

Pick a threshold, say 80%, and Zeteo notifies you the moment a budget reaches it. Before the damage, not after.

You kept $1,105 of what you made in June. Three things worth knowing, where it went, and your net worth move, one page.

Turn a good month into a clean, branded card. Amounts on or off with one toggle, so you share the win, not the numbers.

In, out, and kept for this month, last month, 3M, 6M, or the year, with the biggest movers named.

Every category against your own typical month. Travel up 217% is a story; Zeteo tells it at a glance.

Any category opens into the exact transactions behind it. Data-driven decisions, two taps deep.

Name it, pick an icon and a color, then give it a budget of its own. Your money sorted your way, on top of the 11 built-in spending categories.

PayPal, Venmo, Cash App, Interac, Zelle, Wise, Revolut. Zeteo never moves money. Tapping a method opens that app or copies your details. PayPal and Cash App also fill in the amount.

Australian and Canadian dollars, Swiss francs, yuan, euros, pounds, rupees, yen, pesos and US dollars. Amounts stay in the currency you spent them in, and only totals convert. Every transaction inside a total uses the rate from the day it happened, not today's. A converted total says so, and opens to show the rates used.

Name a goal, set a schedule, and the fund fills itself. Japan 2026, on schedule, while you sleep.

Group summaries and statements export or share in one tap. Your data stays yours, and it leaves with you.

One sheet nets the group down to a short list of payments and records them together. Zeteo doesn't move the money, and each payment can be undone from the group's activity.

Send a request and whoever owes you gets a push notification. Add PayPal, Venmo, Cash App, Zelle, Wise or Revolut so they can pay you the way they already pay everyone.

Every bill due in the next two weeks on one line, and a warning if your balance is heading somewhere uncomfortable before your next income lands. While you can still do something about it.

Type a merchant and every match comes back grouped by day, with a running total across all of them. Filters narrow it further by date, category, amount, type or account.

Every synced card shows its balance, how much of the limit is used, and what it last paid. A missed minimum is called out in red rather than left for you to notice.

Principal left, how much you have paid off, the rate and the next date. Both a mortgage and a student loan, sitting with everything else you owe.

Zeteo flags a category running well above its own three-month average, with the figure that tripped it. Worked out on your phone from your own history, by a rule rather than a prediction.

Tell Zeteo once that Greenline Market is Groceries and it keeps doing it, over the transactions you already have as well as everything new. Each rule shows how many times it has fired.

Every tracked subscription carries a quick link to its cancel page, so spotting a forgotten charge and ending it is one motion.

Face ID or fingerprint unlock, and App Lock covers the app the moment you switch away. Your balances are for your eyes.

Every synced account has a detail sheet: credit card balances and limits, mortgage balance and payments, all in the same calm ledger.