Bill splitting app

A bill splitting app that also budgets.

Zeteo splits a bill with friends, a partner or roommates, keeps a running ledger of who owes who, and works out a short list of payments that settles the group. Your own budget sits in the same app, so it counts only your share.

How splitting a bill works

  1. Add the expense to a group

    Make a group for a home, a trip or a single dinner. Invite people by name, username or email. Joining a group is always free.

  2. Split it your way

    Split equally, by shares, by percent, by exact amounts, or by adjustment.

  3. Settle up

    Zeteo shows who owes who as a short list of payments. Pay through PayPal, Venmo, Cash App, Zelle, Interac e-Transfer, Wise or Revolut. Zeteo opens that app or copies your details. Zeteo never moves money.

What you get

  • Splitting is always free, on every plan.
  • Unlimited groups to create or join.
  • A running who-owes-who ledger, with your net position on top.
  • Comments on any group expense.
  • A friendly reminder to whoever owes you, sent as a push notification.
  • Scanning a receipt needs Premium. Claiming your items on a scanned receipt is free. The receipt photo never leaves your device, and the recognised text is processed securely to itemize the bill.
  • Groups can hold their own currency. Totals convert at ECB reference rates.

Questions

What is a bill splitting app?
A bill splitting app records who paid for a shared cost, divides it between the people involved, and tracks who owes who until everyone settles up. Zeteo does this and also keeps your personal budget.
Is Zeteo free for splitting bills?
Splitting is always free, on every plan. Premium is for linking your banks and the finance tools.
Do the people I split with need Zeteo?
To see the group ledger and settle in the app, they join the group. Joining is always free.
Does Zeteo move money between us?
No. Zeteo never moves money. It opens the payment app you choose, or copies your details, and you pay there.

Budgeting that splits.

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