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Missing or late transactions

How Zeteo gets new transactions, and why some look different later.

How new transactions arrive

Zeteo gets new transactions when Plaid reports that your bank has new data.

Pending transactions

A recent purchase can show as Pending. Plaid says a transaction usually moves from pending to posted in one to five business days, and in rare cases it takes up to fourteen days.

The posted version can have a different name or amount. For example, a restaurant charge can change when the tip is added. When that happens, the pending transaction goes away and the posted one takes its place.

Plaid: Transaction states

Check these first

  • Does the account show Reconnect? Then Zeteo cannot sync it until you reconnect.
  • Did your Premium end? Banks stop syncing when the 7-day grace period is over.

Related

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